About Tam Ho
Tam Ho is the founder and CEO of InApps Technology, an offshore software engineering company headquartered in Ho Chi Minh City, Vietnam, and of InCard, an agentic AI platform company. He brings 14+ years in software solutions and 7+ years building startups, with expertise in offshore development centers, dedicated software development teams, AI agents, IT staff augmentation and DevOps consulting across industries such as fintech and insurance, healthcare and education.
Since founding InApps in , he has led the company to deliver 750+ projects for global clients such as Prudential, TinyBots, Impressions Debt Services, Perform Zone and Two Raw Sisters, serving businesses in more than 15 countries, including the United States, Australia, Singapore, the Netherlands and New Zealand. He also writes Tech-Driven Growth, a LinkedIn newsletter on AI adoption and engineering team scaling.
Under his leadership, InApps holds to four rules:
- Long-term dedicated teams by default, with fixed-price projects only when the scope is written down
- All engineering in one Ho Chi Minh City office
- A hiring standard of senior engineers only
- Clients interview and approve every engineer before they join
This approach builds long-term partnerships rather than one-off projects, reflected in 85%+ multi-year client retention.
Sources: the InCard about page, and the case studies, company figures, timeline, leadership team and project-based pricing on inapps.net.
Tam Ho's expertise
Tam Ho's experience
Work experience
- – : Senior PM, FPT USA, on the DirecTV project for AT&T.
- – present: Founder & CEO, InApps Technology, Ho Chi Minh City.
- – present: Founder & CEO, InCard, an agentic AI platform company.
- Present: Chairman, InGroup Holdings.
- Present: Founder, InTalents.
- Present: Angel investor (3+ years).
Awards under Tam Ho's leadership
Sao Khuê Award 2025
VINASA
The Sao Khuê Award is Vietnam's national award for software and IT excellence. It has been presented annually since 2003 by VINASA, the Vietnam Software and IT Services Association, under the patronage of Vietnam's Ministry of Information and Communications. Each year it recognizes around 150 to 180 outstanding products and platforms, selected from hundreds of nominations nationwide. In 2025 the award went to InCard, the agentic AI platform company founded by InApps.
See the 2025 winners (opens in a new tab)
Top 50, Startup Wheel 2025
BSSC
Startup Wheel is one of the largest startup competitions in Vietnam and Southeast Asia, organized by the Business Startup Support Centre (BSSC) in Ho Chi Minh City and running since 2013. The 2025 edition attracted more than 2,000 applicants. After several screening and pitching rounds, InCard was selected into the Top 50 startups of the competition.
See Tam Ho's award (opens in a new tab)
Tam Ho in the media
As CEO of InApps and of InCard, Tam has been quoted in the Vietnamese financial and investment press, and InApps has been featured on HTV.
Press mentionOriginal headline: Doanh nhân kiến tạo động lực tăng trưởng mới
Quoted as CEO of InCard, on credit access for intellectual property and the financing challenges facing technology companies.
Press mentionOriginal headline: Doanh nghiệp công nghệ Việt cần vốn dài hạn để làm chủ AI
Cited as CEO of InApps Technology, on why Vietnamese tech companies should master core AI capabilities rather than build every layer themselves.
- Press mention
Original headline: Giảm thuế để kích cầu tiêu dùng, tạo đà tăng trưởng
Quoted as CEO of InApps Technology, on reinvesting tax savings in high-quality engineers, and in technology infrastructure that meets the standards of clients in the US, Europe and Australia.
TV featureInterviewed on HTV, Ho Chi Minh City’s public broadcaster, for a segment on competing for engineering talent as companies go digital.
In VietnameseWatch on YouTube (opens in a new tab)
Offshore does not mean out of sight. We are here to build with you, not just for you.
Insights
Articles by Tam Ho
Articles from Tech-Driven Growth, his LinkedIn newsletter on AI adoption and engineering team scaling.
- Articles
- 5
- Latest article
Published works
- Ho, Tam (). “The SHARP engineer: who stays valuable when AI writes the code. (opens in a new tab)” Tech-Driven Growth, LinkedIn.
- Ho, Tam (). “Your engineers aren’t slow. Your review queue is. (opens in a new tab)” Tech-Driven Growth, LinkedIn.
- Ho, Tam (). “The New $100,000 H-1B Visa Fee: A Wake-Up Call for US Tech Firms to Rethink Offshore Strategy (opens in a new tab)”. Tech-Driven Growth, LinkedIn.
- Ho, Tam (). “The Future of AI Agents: A Workforce Revolution in the Making (opens in a new tab)”. Tech-Driven Growth, LinkedIn.
- Ho, Tam (). “Vietnam: Asia’s Rising Tech Powerhouse (opens in a new tab)”. Tech-Driven Growth, LinkedIn.
Ready to add senior engineers to your roadmap?
Book a 30-minute call. We will map the roles, the timeline and a cost range - and tell you plainly if we are not the right fit.
Send us a project brief
The more of the shape you give us, the more useful the first reply is. If the answer is that you should hire locally, or that another firm fits better, we will say that instead.